body     { background-color: #9b9b9b; margin: 0; padding: 0 }
p     { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
td     { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
.sub1     { color: #000; font-size: 14px; font-family: Arial, Helvetica, sans-serif; font-weight: bold }
.sub2   { color: #787878; font-size: 16px; font-family: Arial, Helvetica, sans-serif; font-weight: bold }
.sub3 { color: #224b88; font-size: 14px; font-family: Arial, Helvetica, sans-serif; font-weight: bold }
.whtext { color: white; font-size: 11px; font-family: Arial, Helvetica, sans-serif }
.head1    { color: #224b88; font-size: 20px; font-family: "Times New Roman", Times, Georgia; font-style: italic; font-weight: bold }
.smaller { font-size: 11px; font-family: Arial, Helvetica, sans-serif }
.footer  { font-size: 10px; font-family: Arial, Helvetica, sans-serif }
.blurb    { color: #224b88; font-size: 16px; font-family: "Times New Roman", Georgia, Times; font-style: italic }
.author { color: #787878; font-size: 11px; font-family: "Times New Roman", Times, Georgia, serif }
a:link  { color: #224b88; text-decoration: underline }
a:visited  { color: #224b88; text-decoration: underline }
a:hover  { color: #ab002c; text-decoration: underline }
a:active  { color: #ab002c; text-decoration: underline }